Formerly known as the American Association of Retired Persons, the AARP, as it is now called, is a nonprofit organization that doesn’t just cater to those who are retired. There are many people who are age 50 and older who continue to work. More than 37 million Americans are AARP members. But what benefits does the AARP offer to members relative to cars and automotive-related concerns?
The AARP Auto Insurance Program through The Hartford offers lower rates for safer drivers as well as additional ways to save on auto insurance premiums by:
- Insuring more than one car
- Completing an approved defensive driver course
- Having safety or security devices installed on your vehicle
- Bundling auto and homeowners policies in the program
24-hour roadside assistance
Offered exclusively for its members, AARP Roadside Assistance offers 24-hour emergency service and a variety of car care and travel benefits. Allstate provides the service for the AARP. According to the AARP, more than one million members have chosen the AARP Roadside Assistance program. The service is available in several different packages: Premier, Standard, Premier Road ‘N Tow, and Road ‘N Tow.
Depending on the package selected, benefits include towing, emergency road service, lockout service/lost key service, dispatch guarantee, legal defense reimbursement, guaranteed arrest bond, auto theft deterrent award, hospital emergency room bond, trip interruption guarantee, pathfinder trip routing, vehicle repair referral, warranty repair services and vehicle repair check guarantee.
AARP Driver Safety Program
Billing itself as the nation’s first and largest refresher course for drivers aged 50 and older, the AARP Driver Safety Program has helped millions of motorists drive with confidence to more than 30 years. The program is available in classroom and online formats, with the same information taught in each. Membership in the AARP is not required to take the course.
Why take a driver safety course? For one thing, many auto insurance companies provide a multi-year discount to participants in driver safety programs such as the AARP offers. The course is designed to help older motorists brush up on their driving skills and update their knowledge of the rules of the road. The course also helps drivers learn about age-related physical changes and how to adjust driving habits to compensate for them. Taking the course can help motorists reduce their number of traffic violations, crashes and injuries as well as help them learn how to drive safer. In addition, drivers who complete the course receive a 25 percent discount on AARP Roadside Assistance membership.
Need to figure out a monthly payment on a car you want to buy? Interested in determining the fuel efficiency of your vehicle by calculating the miles you’re getting from a gallon of gas? The AARP provides auto calculators to help take the stress out of these calculations.
Figure out your car theft risk
Car theft is a serious problem in the U.S., with one theft for every 116 vehicles. Do you know how to determine how many layers of protection your vehicle needs? With the AARP car theft risk tool, you’ll be better informed and able to make appropriate changes.
Members-only discounts on car rentals and auto discounts
AARP Roadside Assistance members can also save up to 30 percent on car rentals from Avis and Budget and also save with discounts from leading auto retailers. Discount examples include 10 percent off at RepairPal Certified auto repair, 10 percent off ADT and more.
Other AARP perks
Of course, there are other benefits to joining the AARP that extend beyond these, including discounted rates negotiated for seniors for travel, air flight, hotel stays, life and homeowners insurance, and discounts in retail stores, restaurants and theaters. The organization offers help with investments, managing Medicare and health care policies, and provides advice and helpful tips on money, work and retirement, home and family, politics, food and entertainment. It publishes the AARP Bulletin and AARP The Magazine to keep its members informed on relevant topics.