Worst Cars for Teens, Part Two Page 2

February 8, 2011

Believe it or not, the most-stolen vehicles are not all brand-new models. And what’s in the top 10 most stolen varies by state. In California, for example, the top three most-stolen vehicles on the list were the 1991 Honda Accord, 1995 Honda Civic, and 1989 Toyota Camry. In New York, the 2000 Honda Civic, 1994 Honda Accord, and 1996 Dodge Caravan made the top three spots.

Nationally, for the year 2009, the following vehicles are on the NICB most-stolen list:

1.  1994 Honda Accord

2.  1995 Honda Civic

3.  1991 Toyota Camry

4.  1997 Ford F-150 Pickup

5.  2004 Dodge Ram Pickup

6.  2000 Dodge Caravan

7.  1994 Chevrolet Pickup (Full Size)

8.  1994 Acura Integra

9.  2002 Ford Explorer

10. 2009 Toyota Corolla

2011 Porsche 911

2011 Porsche 911

Enlarge Photo

On the most expensive-to-insure list

Let’s face it, the statistics aren’t good for teen drivers. According to data released by the Insurance Institute for Highway Safety (IIHS), 16-year-old drivers get into accidents almost six times more than drivers between the ages of 30 and 59. Is it any wonder that insurance premiums are so high for teenage drivers?

One of the ways to guard against sky-high automobile insurance for your teen – whether or not your son or daughter is on the family auto policy – is to not have your teen driving any vehicle that’s on the most expensive-to-insure list. Check out Insure.com’s list of most (and least) expensive 2011 cars to insure.

What cars are most expensive to insure? Insure.com quotes Russ Rader, a spokesman for the IIHS’s Highway Loss Data Institute: “Any vehicle that would cause a teenage boy to stop and gawk would likely cost a pretty penny to insure.” And the top 20 cars on the Insure.com list for 2011 are just that – very expensive vehicles that are costly to fix. While you’re not likely to go out and buy a 12-cylinder Mercedes-Benz sports car for your teen, or any number of Porsche or Jaguar models either, for that matter, you get the idea. The flashier, the more high-performance, the more expensive and rare they are, the more they’ll cost to insure. This goes for any driver, let alone a teen.

Better to check out the cars that are the least expensive to insure. These may not be considered cool by your teen, but they’re likely a better choice for your teen. The Honda CR-V is on the list of least expensive vehicles to insure – and that’s a very popular crossover among teens.

Also read Family Car Guide’s article on InsWeb’s Most Expensive Cars to Insure (on 2010 models).

Be sure to check out Teen Wheels, another High Gear Media publication, as well.

[National Insurance Crime Bureau]

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