You already protect yourself, your vehicle and passengers with your state’s required car insurance coverage. However, what if you’re stranded, need a rental car or require other services not offered by your minimum insurance policy? The following are just some of the additional car insurance coverage options you can purchase for added protection and convenience.
Roadside Assistance Insurance – Whether your car has a flat tire, the battery needs a jump or you require another form of vehicle help, Roadside Assistance provides you with a vehicle service company that is available to assist. Having this car insurance coverage can help you avoid the need for towing and labor coverage, too.Rental Car Reimbursement – If your car is damaged or not working properly and is in the shop for repairs, you most likely will need another car to get around. Rental Car Reimbursement coverage reimburses you up to your predetermined limit for the costs associated with renting a car.
Towing and Labor – If your vehicle becomes disabled and requires towing, this car insurance coverage will reimburse you for associated expenses. Costs associated with labor will be covered if the work is performed by the same repair shop to which the vehicle was towed.
Personal Injury Protection (PIP) – Regardless of fault in an accident, PIP insurance is a package that covers costs related to medical and hospital expenses, loss of wages, funeral expenses and rehabilitation costs. This policy can be applied to you, your immediate family members and non-related passengers. If you or a family member is injured as a pedestrian in an accident, this car insurance coverage can be used to cover expenses related to those injuries.
Additional car insurance coverage
To learn more about the benefits of these and other car insurance coverage options or to compare car insurance quotes, contact a reputable auto insurance company. An agent can help you find car insurance discounts and design a policy that fits your needs.