CrasherCarl - EDGR - Snow White - Chapter 3

October 27, 2009

CrasherCarl:  EDGR Engineering, Design and Government Regulations




The man or woman who becomes a Crash Scene Investigator is most often a police office for a city or the state. Just like the crime scene investigators, they have a lot of technical gear in one or more trucks that goes to the crash scene with them. There are kinds of specialties, too, as you would expect in the crime lab. Its the task of every kind of CSI to gather evidence. We sort the stuff out later. The most experienced people figure out what happened by just walking around. It doesn't matter that they can do it so easily. The insurance company and the police, and lawyers if they get involved, need a fully documented report and lots of photos for every case.  

What matters is the evidence itself. It goes in the record. Later somebody may need to look at it to form an opinion and conclude about what really happened. Most of the time, it is obvious what happened. Our client asks us the more important question who made the biggest mistake why did the collision occur? Not everyone will agree.

If one of the parties involved claims that his injuries are the result of the purposeful behavior of another person, the investigation can go into criminal court for resolution. The police may call it negligent homicide or manslaughter.  Criminal conviction can result in jail time. Even if the driver gets off the criminal charge, the civil case may follow, as it did with O.J. Simpson. That is not what happened here.

In a Civil court, conviction of fault can result in some horrendous dollar penalties. Say Jack carelessly runs into Peter, who was a brain surgeon. The injury renders Peter a quadriplegic. That will make Peter unable to continue earning his substantial income. If the jury convicts Jack, his insurance company will have to pay.  Even with a liability policy paying one million dollars that might not be enough. What if Peter ended up like Marilyn? She had her future ruined but its hard to put a money value on it. A lifetime of care for her would cost more than $1,000,000. The future earnings of the brain doc could have been several millions, to say nothing of his pain and suffering, and the loss felt by his wife and family. Who can afford to have enough insurance for a judgment like that?

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