2009 HUMMER H2 SUV
2009 Land Rover Range Rover HSE
Mercedes-Benz G-Class suspension articulation
You might be able to swing quite a deal today on one of the most luxurious off-road-worthy barges, but be prepared to pay extra—over and over again—in your insurance premiums.
The G-Class has especially expensive parts, while the H2 is known to cause way more damage than average to other vehicles when in an accident; the Range Rover, on the other hand, is a theft target.
The list also includes several more of the biggest, priciest scene-stealing SUVs that tend to be popular in higher-theft urban areas, including the Cadillac Escalade, Land Rover Range Rover Sport, Infiniti QX56, and Lexus LX 570.
One surprise on the list—a vehicle with a more modest image—is the 2009 Chevrolet Tahoe Hybrid. In this case, the Tahoe might have a higher rate simply because of higher collision repair costs.
Bear in mind, not all SUVs are expensive; you could insure a 2009 Hyundai Santa Fe or 2009 Kia Sportage for less than half of the $2,088 it costs annually on average to insure a Mercedes G-Class. Both the Santa Fe and the Sportage cost less to insure than any minivan.
Safety might have had a role in separating out the best of the best; six of ten SUVs that cost the least to insure are 2009 IIHS Top Safety Picks.
To calculate the rates, the company used a 40-year-old male driver who commutes 12 miles to work, averaging premiums across zip codes and insurers.
Follow below for the rankings:
The 10 Least Expensive 2009 SUVs to Insure
1 $832 Hyundai Santa Fe
2 $840 Kia Sportage
3 $911 Saturn Vue
4 $913 Mazda Tribute
5 $939 Jeep Wrangler
6 $964 Subaru Forester
7 $974 Land Rover LR3
8 $976 Honda Pilot
9 $976 Jeep Patriot
10 $977 Hyundai Veracruz
The 10 Most Expensive 2009 SUVs to Insure
1 $2,088 Mercedes-Benz G-Class
2 $1,912 Hummer H2
3 $1,603 Land Rover Range Rover
4 $1,584 BMW X6
5 $1,553 Cadillac Escalade
6 $1,472 Laxus LX 570
7 $1,457 Land Rover Range Rover Sport
8 $1,392 Mercedes-Benz GL-Class
9 $1,290 Chevrolet Tahoe Hybrid
10 $1,389 Infiniti QX56