Special Financing

Not everyone can qualify for a traditional auto loan, and that's where special financing comes in. For borrowers in unique credit situations, a special finance car loan could be the right path. ...Read More»

Dealerships tend to have more options for borrowers with bad credit, whereas direct financing offers buyers more flexibility. We cover the other differences of auto loans from direct lenders and dealers to help you decide which is best for you. ...Read More»

If you have bad credit, you may be wondering about the trade-in process at a special finance dealership. We cover how to figure out your car's equity situation, and how you can handle negative equity. ...Read More»

Your budget should be at the top of your mind when you need an auto loan. If you have bad credit, you have to meet the lender's income requirements that concern your budget, too. Not to mention, you'll be better off if you think of all the costs of car ownership. ...Read More»

When you need a special finance auto loan, you likely have bad credit. Traditional auto lenders may not be willing to assist borrowers with less than perfect credit, but we can help consumers find dealerships who are signed up with special finance lenders that can. ...Read More»

There are many options to consider when it comes to customizing your car loan. While some dealer add-ons are worth the cost, others may be cheaper elsewhere. Let's take a closer look at a few add-ons you may want to consider, especially if you have a weaker credit score. ...Read More»

Not all bad credit is the same. Different types of bad credit aren't treated the same by lenders, either. Getting a special finance car loan can help you get your credit back on track so you can break up with it for good. ...Read More»

Getting ready for a subprime auto loan starts with knowing what to expect and gathering the right documents. Another important step is finding a dealership that has bad credit resources, and we can help with that. ...Read More»

With a subprime car loan, lenders have requirements about the age and mileage of vehicles they're willing to finance. We cover the common stipulations subprime lenders have. ...Read More»

The lowest credit score you can get approved for an auto loan with depends on your situation and the lender you're applying with. Even with a lower credit score, you still have car loan options to explore. ...Read More»