Last week, FamilyCarGuide brought you the least expensive 2010 cars to insure, courtesy of InsWeb data. The online insurance comparison provider compiled the list of most expensive cars to insure by comparing all car insurance quotes (covering 400 companies) requested by customers between January and September of this year for 2010 vehicles.
The results shouldn’t be too surprising. Most of the vehicles on this list (although the full list includes 25 vehicles, FCG will list only the top 10 here) are expensive to begin with, costing upwards of $40,000. The more costly a vehicle is, the more likely it will wind up being more expensive to insure.
Sounds about right, doesn’t it? Well, there are other factors insurers take into consideration when pricing insurance for a particular vehicle, including vehicle value, loss history, repair costs, safety features and security features. In addition, the majority of the vehicles on the most-expensive-to-insure list are performance vehicles – whose drivers may be more likely to be aggressive on the road.
There are, however, a few that are family vehicles (or are used as such, even if they don’t normally fall into the family car category).
Is your car on the list? Check out the top 10 most expensive 2010 vehicles to insure:
Acura ZDX – Stunning exterior styling, all-wheel drive standard, luxurious interior and many standard safety features mark the 2010 Acura ZDX mid-size SUV that the automaker refers to as a “four-door coupe.” Reviewers, however, are mixed on how to classify it. ZDX, while sporty, does offer car-like handling, but doesn’t provide the cargo space or rear-seat room expected in an SUV. Starting MSRP for the 2010 Acura ZDX is $45,400 – not exactly chump change for an SUV best suited to couples looking for a quick getaway trip or stylish motoring around town. And, according to InsWeb data, the 2010 Acura ZDX tops the chart as most expensive to insure. In a review, The Car Connection (TCC) gave the 2010 Acura ZDX an overall 7.8 rating (out of 10).
2011 Audi TTS Coupe - Interior
Audi TTS – With its turbocharged 2.0-liter in-line four-cylinder engine generating 265 horsepower, the 2010 Audi TTS (the top-line trim of Audi TT) available in coupe and convertible, is exceptionally fast. Estimates of zero to 60 times in 4.9 seconds (coupe) and 5.1 seconds (convertible) prove that – and probably contribute to TTS’s second-place ranking on the most-expensive-to-insure list from InsWeb. Starting 2010 MSRPs for Audi TTS ranged from $45,900 to $48,900. The Audi TTS is included in the 2010 Audi TT review by TCC, which gave an overall rating of 8.2 (out of 10).
2010 Audi A5 Cabriolet
Audi A5 – Standard Audi quattro all-wheel drive, elegance inside and out, and available as a coupe or convertible, the 2010 Audi A5 luxury mid-size sports car has seating for four (although backseat passengers may find quarters cramped on long rides) and carries a starting MSRP from $36,000 to a little over $44,100. Check out TCC’s review of the 2010 Audi A5 – editors gave it an overall 8.6 (out of 10) rating.
Cadillac Escalade – The full-size luxury SUV 2010 Cadillac Escalade seats up to eight, certainly good for families, and comes in Escalade, Escalade ESV, Escalade EXT, and Escalade Hybrid. Starting prices range from $62,000+ to nearly $87,000. The Escalade is big, powerful, stylish and offers plenty in the way of comfort, luxury and convenience – although the third-row seat is a bit cramped. TCC editors gave the 2010 Cadillac Escalade an 8.6 overall rating (out of 10).