2010 MINI Cooper ConvertibleEnlarge Photo
Mini Cooper Convertible -- 0% APR financing for up to 60 months
Normally, convertible prices start to come down this month. They spike in the summer, when everyone wants one, and start to drop in October, when dropping the top seems like a bad idea. That makes this month a good time to try to negotiate a deal on the Mini Cooper Convertible. With its waterbug-quick handling, funky personality and BMW-derived mechanicals, it's one of the most satisfying ragtops to own. And this month, it's offered with an unusual long-term financing deal. Buy one now, even if you don't drop the top until next Spring.
2010 Nissan XterraEnlarge Photo
Nissan Xterra -- 0% APR financing for 60 months
Let's be clear on this much: the Nissan Xterra is a vehicle with a specific purpose, not a general-purpose vehicle. If you never venture off-road, you'll be happier with something softer. But if you do, it's hard to beat the Xterra's versatility. It's a powerful off-road SUV, capable on trails, with rugged good looks and a cabin built for off-roading as well (think waterproof, tearproof, and lots of cargo spaces and tie-downs. But vehicles with such a distinct personality aren't selling well in this economy, and a rumor making its way through the automotive press says that sales are so slow, Nissan may have to cancel the Xterra before long. That puts you in a strong negotiating position -- as does this interest-free offer.
2010 Cadillac CTS-VEnlarge Photo
Cadillac CTS-V -- 0% APR financing for up to 72 months
We had one of these last month, and we're still recovering. A four-door corvette with absurdly aggressive styling, the CTS-V is not so much a car as it is an engineering excercise. It's as if GM's engineers asked "what would happen if we didn't compromise on...anything?" 556 horsepower, smooth magnetic dampering, Alcantara-lined luxury and a brash, yet sophisticated look. Forget the tired old linebacker-in-a-tailored-suit cliché, this is a werewolf on steroids in Ermenegildo Zegna...and it's all-American. We should note that this deal doesn't apply in all parts of the country -- but are you honestly not willing to cross state lines to a little to save money on the most uncompromising car you'll ever own?