2010 Dodge Viper SRT10 ACR-XEnlarge Photo
Many people just can’t get enough of the Dodge Viper. This stylish, fun little car comes in a variety of styles and can be customized into being the car of your dreams. However, before you make a purchase, you should have a realistic idea of what you can expect to pay in insurance as a Dodge Viper owner. Fortunately, Automobile Mag provides a handy list of full expected ownership costs for the Dodge Viper. Aside from insurance, the site also takes into account depreciation, financing, state fees, fuel, maintenance, and repairs to come up with a “cost per year” figure. It might be a good idea to take a look at this chart and consider some other factors aside from insurance when you are thinking of purchasing a Dodge Viper.
The cost of insurance for a Dodge Viper is separated into years of ownership. During the first year, owners will pay an estimated average of $2,437 in insurance costs; the second year generally costs around the same; the third year costs the same amount as do the fourth and fifth years, providing that the owner of the car has kept up with all major repairs and has not involved the car in an accident. Accidents, break-ins, car thefts, and other unforeseeable events are considered extenuating circumstances and are usually thought of as factors that you should only worry about if they actually occur. The insurance costs listed here add up to a five year total insurance cost of $12,185. If that sounds reasonable to you, then the Dodge Viper might just be the car for you and your budget. Do be aware, however, that with all other factors considered, the expected full cost of owning a Dodge Viper is estimated to be about $93,455 in a five year period.
This amount is only slightly higher than the average estimated amount for owning comparable vehicles. The average five year ownership costs of comparable vehicles are approximately $91,156, a slight difference of $2,299. The costs of insuring and maintaining a Dodge Viper are considered “average.” That means that for the majority of people, it is completely possible to own a Dodge Viper and still live comfortably. If, however, you don’t fit into this category, don’t despair. There are plenty of other cars that are better suited to your budget and that are comparable to the Dodge Viper. It is much more important to be responsible and to purchase and drive a car you can afford than it is to drive a stylish car that cuts into your finances.