Big Savings On Buick, GMC, Chevrolet, And Cadillac Vehicles In July 2010

July 14, 2010

The list of car makers offering incentive programs in July 2010 keeps growing. Incentive financing or cash back is at the forefront of programs from Buick, Cadillac, Chevrolet, and GMC. Offers include zero percent financing and up to $5,000 cash back on some models.

Big Savings
How much can you save with zero percent? In a previous article we looked at the example of a new car buyer who borrowed $20,000. Instead of paying 5.99 percent at the bank, they decided to take advantage of a zero percent incentive program at their local dealer. The amount saved over a 60 month term was $3,193.80. Incentive financing can translate into significant savings for most buyers.

Buick Incentives
Car makers use summer incentive programs to attract customers to dealerships during a slow market. They are also used to clear out last year’s inventory to make way for the new 2011 models. The level of savings for the consumer is usually determined by how desperate the manufacturer is to move product.

If that’s the case, Buick must be doing pretty good these days. They’re offering 3.9 percent over 60 months with no cash back on the 2010 LaCrosse. However, better savings are possible with the Enclave. Buyers can take advantage of 1.9 percent financing over 60 months or $1,500 cash back. An attractive lease program is available for the LaCrosse: $319 per month over 39 months with $1,679 due at signing.

GMC Incentives
GMC is serious about moving inventory this month. GMC is offering zero percent financing over 72 months, or $5,000 cash back on 2010 Sierra trucks. Almost as good is zero percent financing over 60 months on the Acadia and Canyon. If you prefer cash back, either $2,000 or $2,500 is available, depending on the model. 2.9 percent financing is available on Yukon and Savana models. If that doesn’t sound as enticing, then choose the cash back of between two and three thousand dollars.

Chevrolet Incentives
Buyers looking for a Chevy truck are in luck! Chevrolet is offering zero percent financing over 72 months on Silverado models. This offer is also available on Avalanche and Impala models. Most other Chevrolet models qualify for zero percent financing over 60 months.

Cadillac Incentives
Now is also a good time to buy a Cadillac. Zero percent financing over 72 months is available on a number of models. There is also a very attractive lease offer on the CTS sedan: $349 per month over 27 months with $1,999 due at signing.

All the above incentives are valid until September 7, 2010.

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