Cadillac Coverage: Does It Really Rise Above the Rest?

Like most luxury cars, Cadillac offers a special type of coverage designed exclusively for its owners. The coverage is not auto insurance, but rather a warranty that offers certain protections on parts, and a number of programs designed for convenience. Cadillac coverage or the Cadillac warranty is now standard on all Cadillacs beginning with the 2010 model year and it is considered The Best Coverage in America.

For starters, Cadillac offers something no other luxury car manufacturer offers a 100,000-Mile/5-Year warranty. Cadillacs 5-Year/100,000-Mile Warranty offers 1-Year/50,000 miles more than Audi, BMW, Land Rover, Jaguar, Volvo, and Mercedes warranty programs. All offer a 4-year/50,000-Mile limited warranty. An extended warranty is always available for all luxury cars listed here, but it will cost.

Cadillac coverage is a warranty program, with a $0 auto insurance deductible, that offers protection against repairs to certain components of the engine that may be required as a result of defects or workmanship. The components include: the cylinder head, block, timing gears, timing chain, timing cover, oil pump/oil pump housing, OHC carriers, valve covers, oil pan, seals, gaskets, turbocharger, and supercharger. The warranty also covers all internal lubricated parts as well as manifolds, flywheel, water pump, harmonic balancer and engine mount.

Cadillac coverage also includes repairs to the transmission/transaxle/transfer case and drive train. Transmission/transaxle/transfer case components include all internal lubricated parts, torque converter, transfer case, transmission/transaxle mounts, seals, and gaskets. Covered drive system components include final drive housing, all internal lubricated parts, axle shafts and bearings, constant velocity joints, axle housing, propeller shafts, universal joints, wheel bearings, locking hubs, front differential actuator, supports, front and rear hub bearings, seals, and gaskets.

Other important features of Cadillac coverage are the Cadillac Courtesy Transportation Program and the full 24-hour Roadside Assistance Program. Both programs last as long as the coverage is in effect -- either 100,000 miles or 5 years, whichever comes first. The Cadillac Courtesy Transportation Program offers alternate transportation and/or reimbursement of certain transportation expenses under the CTP if the vehicle requires warranty repairs. Several transportation options are available, such as an outside rental car or a car compliments of Cadillac.

Added protections are always a bonus, so Cadillac has additional corrosion protection for all Cadillacs. Cadillacs are designed and built to resist corrosion, even in the most brutal climates. Cadillac is so sure its vehicles won't rust, the company offers a 6-Year/100,000 mile warranty or "corrosion protection." Unlike corrosion protection for other vehicles, Cadillacs corrosion protection does not require the application of rust-inhibiting materials, nor does Cadillac recommend these materials.

Cadillac coverage has far more inclusions that exclusions, of course, but like all warranty programs, there are several things the Cadillac program cannot cover. Cadillac coverage does not protect the owner against damage due to an auto accident, misuse, alterations, insufficient or improper maintenance, or contaminated or poor quality fuel. In addition, Cadillac does not offer powertrain coverage for the C4500 and its medium duty trucks.

For more information about Cadillac coverage, visit the official Cadillac website at http://www.cadillac.com.

Michelle Burton is a published author and contributing editor for Auto Insurance Tips, Trouvé Media, Internet Brands, and Publications International, Ltd.