Due to the price, popularity, and specs on the Chevy truck, insuring it can be a bit more challenging than most other trucks in its class. And if you happen to own an older Chevy truck, say, a 1994 Chevrolet C/K 1500 Pickup, you might have an even harder time finding affordable insurance. Not only is the 1994 Chevrolet C/K 1500 Pickup on the FBIs list of most stolen cars in America, the Chevy C/K line, which debuted in 1960, was discontinued back in 1999 making it rare and difficult to find parts for repair. Auto insurance companies are well aware of this, so they tend to charge higher premiums for this coveted Chevy truck.
The average cost of a new Chevy Silverado can vary greatly depending on the trim. Prices for this Chevy truck range from around $19,375 for a 1500 standard bed regular cab pickup up to $41,355 for a 1500 hybrid crew cab pickup.
While it may seem like the cards are stacked against both the old and the new Chevy truck owner when it comes to auto insurance, insuring your Chevy truck might not be so bad if you take the time out to shop and compare and if you know which discounts you are entitled to. When shopping for auto insurance for your Chevy truck, start with nationwide insurance companies. They usually offer the widest variety of insurance products and they are also open to offering auto insurance discounts on Chevy trucks for:
- Adding another vehicle to Chevy auto insurance policy
- Adding a new driver to your Chevy auto insurance policy
- Installing extra safety and security features (anti-theft device, passive occupant restraints)
- Farm Bureau Members in California, Connecticut, Delaware, Maryland, Ohio, Pennsylvania, Vermont, and West Virginia
- Combining your home owners and Chevy car insurance
- At least 5 years of driving experience with an excellent driving record (i.e., no accidents or traffic violations)
- Being a good student (if applicable)
- Combining life insurance and your Chevy auto insurance
- Belonging to a qualifying group, employer, or organization (your insurance agent will let you know which groups are on the list)
- Successful completion of a accident prevention or defensive driver course (course must be approved by your states Department of Motor Vehicles)
- Education yes, having an advanced education can help you save on your Chevy truck insurance premium.
While there are a number of auto insurance discounts available for Chevy truck owners, it is important to keep in mind that a number of other factors can affect your Chevy auto insurance rates including: car model, year, and usage as well as the drivers age, gender, geography, marital status, credit rating, and occupation.
Michelle Burton is a published author and contributing editor for Auto Insurance Tips, Trouvé Media, Internet Brands, and Publications International, Ltd.