Tough-Lux: 2009 Hummer H2 And 2009 Range Rover Among Most Expensive To Insure

By Bengt Halvorson

Bengt Halvorson

Deputy Editor BIO

Bengt Halvorson is Deputy Editor of High Gear Media's portfolio of car sites, overseeing the production of reviews, evaluating vehicles firsthand... More

LATEST ARTICLE
Honda Accord Or Nissan Altima: Which One Does V-6 Better?
A decade ago, both the Honda Accord and Nissan Altima were offered in base four-cylinder versions... Read More

• #2LEADERBOARD RANK
• 2659ARTICLES CONTRIBUTED
• 108COMMENTS POSTED

1 3,816 views Jul 6, 2009

Follow Bengt

Add to circle

2009 HUMMER H2 SUV

Enlarge Photo

2009 Land Rover Range Rover HSE

Enlarge Photo

Mercedes-Benz G-Class suspension articulation

You might be able to swing quite a deal today on one of the most luxurious off-road-worthy barges, but be prepared to pay extra—over and over again—in your insurance premiums.

The 2009 Mercedes-Benz G-Class, 2009 Hummer H2, and 2009 Range Rover rank as the most expensive SUVs to insure, according to the insurance shopping site Insure.com.

The G-Class has especially expensive parts, while the H2 is known to cause way more damage than average to other vehicles when in an accident; the Range Rover, on the other hand, is a theft target.

The list also includes several more of the biggest, priciest scene-stealing SUVs that tend to be popular in higher-theft urban areas, including the Cadillac Escalade, Land Rover Range Rover Sport, Infiniti QX56, and Lexus LX 570.

One surprise on the list—a vehicle with a more modest image—is the 2009 Chevrolet Tahoe Hybrid. In this case, the Tahoe might have a higher rate simply because of higher collision repair costs.

Bear in mind, not all SUVs are expensive; you could insure a 2009 Hyundai Santa Fe or 2009 Kia Sportage for less than half of the $2,088 it costs annually on average to insure a Mercedes G-Class. Both the Santa Fe and the Sportage cost less to insure than any minivan.

Safety might have had a role in separating out the best of the best; six of ten SUVs that cost the least to insure are 2009 IIHS Top Safety Picks.

To calculate the rates, the company used a 40-year-old male driver who commutes 12 miles to work, averaging premiums across zip codes and insurers.

Follow below for the rankings:

The 10 Least Expensive 2009 SUVs to Insure

1    $832        Hyundai Santa Fe
2    $840        Kia Sportage
3    $911        Saturn Vue
4    $913        Mazda Tribute
5    $939        Jeep Wrangler
6    $964        Subaru Forester
7    $974        Land Rover LR3
8    $976        Honda Pilot
9    $976        Jeep Patriot
10   $977        Hyundai Veracruz

The 10 Most Expensive 2009 SUVs to Insure

1    $2,088    Mercedes-Benz G-Class
2    $1,912    Hummer H2
3    $1,603    Land Rover Range Rover
4    $1,584    BMW X6
5    $1,553    Cadillac Escalade
6    $1,472    Laxus LX 570
7    $1,457    Land Rover Range Rover Sport
8    $1,392    Mercedes-Benz GL-Class
9    $1,290    Chevrolet Tahoe Hybrid
10   $1,389    Infiniti QX56