• fb_100005764512300 avatar Henry Posted: 6/28/2013 8:11am PDT

    Don't discuss anything with your spouse when the salesperson goes to talk with the boss. They bugged the room.

  • fb_1636481351 avatar Tony Posted: 6/28/2013 9:21am PDT

    Shame on US Bank. How low can you go. Looks like our enemies aren't the only ones taking shots at our brave armed forces. And US Bank got away with it, admitting no wrong doing. What a joke.

  • scarhill avatar scarhill Posted: 7/2/2013 4:18am PDT

    Car financing and related products represent the largest profit center for the car dealer. Dealer finance people brag about how much they make in F&I office. Often $2,000 or $3,000 or more on a car deal.

    Dealer reserve, where the dealer inflates the buyer qualified interest rate, grossly overpiced extended service contracts, GAP, mop and glow, window etching all contribute to the dealer's profit. And do not forgot that $500 the dealer needs to process the paperwork, pure profit to the dealer.

    That overly pleasant person lurking in the dealer's F&I office is really the dealer's top sales person. Always ask the F&I person to disclose the interest rate you qualified for and ALWAYS say NO to anything offered in the F&I office.