hi100 Posted: 9/7/2011 11:49am PDT Big Brother is when an Insurance company starts monitoring your habits. and we let them! What next, DNA? for insurance rating drivers? Lets take the average of the drivers of the state and set that as an average and go from there. Then, Let the Insurance companies offer the whole state a group rate, just like a company does health insurance. If you have been driving for 2 to 3 years without an accident, you should get the best rate, regardless of age, sex, or location. Soon, the states are going to be taxing you for the miles you drive, just to make up for the lost gas taxes. Speaking of gas taxes. Electric autos should have to pay lot more taxes than gas driven autos, since gas is taxed when the driver fills it up.